About Pellervo

Pellervo is a service and a lobbying organisation for all Finnish co-operatives and mutuals and a forum for co-operative activities.

Our goal is to make the co-operative and mutual business model more known to the public and offer the co-operative model as a competitive alternative for those thinking about starting a business.

Pellervo was founded in 1899 and the Pellervo name comes from the national epic of Finland Kalevala where Sampsa Pellervoinen is the patron of field and harvest.

Advocacy work

Pellervo strives to influence the legislative work and the economic and financial policies in Finland to accommodate the cooperative business model.

Pellervo’s message to the decision-makers: Diversity of business models increases economic performance

  • One business model – investor owned – is not enough
  • Cooperative businesses play a significant role in the everyday life of people
  • The scope of cooperatives is constantly expanding
    • Over 3 000 cooperatives and mutuals
    • Over 7 million memberships
  • Cooperatives mean Finnish ownership
    • They invest in Finland

Current issues and themes:

  • The government's Entrepreneurship Strategy
  • The Parliament's Co-operative Group
  • Government’s action plan 2019-2023
  • Entrepreneurship education at schools
  • Research and teaching
  • Start-up advice
  • Co-operative governance
  • Sustainability and CSR

Water coops 2021: Water services and sewerage development work is carried out in wide-ranging cooperation

Thanks to new tools, asset management is becoming routine for all water utilities companies. The annual investments of Finnish water supply facilities are 400 million euros. It is a large amount, but still not enough, as the amount should be approximately EUR 770 million. This is clear from the State of Built Assets ROTI 2021


Cooperative banks in 2021: Reflation worked wonders

The reflation measures of governments and central banks offered banks the keys to success on a silver platter last year.  For example, OP Financial Group and Savings Bank Group characterized their results as record high. In 2022, their own skills will also be weighed. Banks’ money transactions with consumers went well last year. More loans